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If you are a business owner, large or small, a nonprofit organization or retailer Cyber insurance is worth considering. Cyber insurance is a policy that mitigates risk exposure by offsetting costs involved with damages and recovery after a cyber-related security breach or similar event. Depending on your specific needs a cyber insurance policy typically cover loss revenue resulting from systems being down or encrypted, lost revenue because of systems being down due to a third party’s interruption, digital asset destruction, data retrieval and system restoration costs, cyber extortion/ransomware, breach response and remediation expenses, social engineering and cybercrime, and network security and privacy liability.

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