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Ross Insurance Agency

213 Old Hewitt Rd
Waco, TX 76712

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Boat/Watercraft Insurance in Texas

Owning a boat can offer the residents of Waco, TX an excellent way to escape from reality. Boats and other watercraft allow you to make the most of your time near the water. A Boat and Watercraft insurance policy from us here at Ross Insurance Agency, you can sail the seas with more peace of mind knowing your property is safe.

What Does a Boat Insurance Policy Cover?

Accidents can happen at any time, especially out on the water. When you have a boat insurance policy, your boat or other personal watercraft is protected against possible loss due to:

  • Theft
  • Vandalism
  • Damage caused by uninsured or underinsured boaters
  • Collision with another watercraft or object

A boat insurance policy offered by Ross Insurance Agency will protect your boat, watercraft, and related equipment. This can include anchors, fuel tanks, life preservers, and the boat’s motor.

Boat owners have the option to take out liability insurance for their watercraft. This additional coverage can take care of any medical or legal costs if you cause a boating accident.

Liability coverage may include:

  • Medical payments
  • Guest passenger liability coverage
  • Damage to other property
  • Payments for bodily injury

What are the Requirements for Boat Insurance in Waco, TX?

In the State of Texas, boat owners are not required to take out an insurance policy by law. But even if you don’t have to carry a minimum amount of boat insurance coverage, it is still a good idea to do so. Without coverage, boaters face many risks while out on the water. Have peace of mind while on the open waters by considering a policy from your local boat insurance agency.

Contact Our Texas Boat Insurance Agency Today

For more information on boat insurance policies, contact an agent at Ross Insurance Agency today. We have an A+ rating with the BBB and are happy to help the residents of the Waco area with all their insurance needs.